Educational Funding

**Learn more about our Worker Recovery Scholarship, which provides a $2,000 scholarship for those who lost their job due to COVID-19. Click for scholarship details for our Toronto and Cambridge campuses**

Your education is one of the most important investments you’ll make in your lifetime, and we realize that you may need assistance in paying for tuition. Our Educational Funding Department will help you to navigate through the different funding options that may be available to you.


Self-funding all, or part of your education, is one of the best ways to invest in your future. Perhaps you’ve set aside money over the years to invest in an education (RRSP,RESP), or you’re planning to work while in school. Your family and relatives can also be a source of financial support to consider. Arrangements may be made with PAT’s Educational Funding Department for full, weekly, bi-weekly or monthly payment of your tuition education.

Ontario Student Assistance Program

The Ontario Student Assistance Program (OSAP) is one of the most practical funding options for post-secondary education. OSAP is Ontario’s flagship student support program, offering a mix of grants and loans to thousands of qualified students each year. Through one OSAP application, you have access to a mix of different financial aid programs, depending on your circumstances.

Ontario Student Opportunity Grant

The Ontario Student Opportunity Grant (OSOG) is available to help students reduce their annual Canada-Ontario Integrated Student Loan (COISL) debt.

To learn more about OSAP, contact our Educational Funding Department or visit
Student Line of Credit

A Student Line of Credit gives you access to funds that you can use to pay for tuition and other expenses. With most student line of credit you only have to apply once, and the money is there for you to borrow as you need it. And, in most cases there are no annual or monthly fees – you pay interest only on what you borrow.

There are many Student Line of Credit programs offering a variety of specially designed programs.

  • Bank of Montreal – BMO Student Line of Credit.
  • TD Canada – Trust Student Line of Credit.
  • RBC Royal Bank – Royal Line of Credit for Student.
  • Scotiabank – ScotiaLine Personal Line of Credit for Students.
  • CIBC – Education Line of Credit.

Scholarships and Bursaries

PAT offers a variety of scholarships which are available to qualifying students. Bursaries and grants may also be available through the Provincial and Federal government.

Merit Ontario Scholarship

CLAC UNION Scholarship

For further information on any of the options listed above, as well as other financial concerns, contact an Admissions Advisor at your local campus.


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